Financial Services
Technical Due Diligence
Banks, fintech, payment processors, and investment firms require specialized technology due diligence that understands regulatory requirements, transaction security, and financial data sensitivity.
Technology Assessment for Financial Services M&A
Financial services technology is uniquely complex. Legacy core banking systems, real-time transaction processing, regulatory compliance requirements, and the constant threat of fraud create an environment where technology due diligence requires deep domain expertise. Our team includes former financial services technologists who understand these challenges firsthand.
Financial Services Experience
Financial Services Sub-Sectors
We serve clients across the full spectrum of financial services:
Banking & Credit Unions
Core banking systems, digital banking platforms, loan origination, and customer data management
Fintech & Neobanks
Modern financial platforms, embedded finance, banking-as-a-service, and API ecosystems
Payments & Processing
Payment gateways, merchant services, card processing, and real-time payment systems
Investment Management
Trading platforms, portfolio management systems, market data feeds, and algorithmic trading
Wealth Management
Client portals, robo-advisory platforms, financial planning tools, and custodial systems
Lending & Credit
Loan origination systems, credit decisioning, servicing platforms, and collections technology
Key Assessment Areas
Financial services TDD requires focus on industry-specific concerns:
Regulatory & Compliance
- PCI DSS compliance for payment data
- SOC 1/SOC 2 control assessments
- GLBA and state privacy requirements
- BSA/AML technology capabilities
- FFIEC cybersecurity alignment
Technology Architecture
- Core system modernization status
- Real-time processing capabilities
- API strategy and open banking readiness
- Disaster recovery and business continuity
- Third-party vendor dependencies
Security & Fraud Assessment
Financial services face elevated cybersecurity and fraud risks:
- Fraud Prevention: Transaction monitoring, anomaly detection, and fraud analytics capabilities
- Identity & Access: Authentication systems, privileged access management, and identity verification
- Data Protection: Encryption at rest and in transit, tokenization, and key management
- Incident Response: Security operations, threat detection, and breach response readiness
- Third-Party Risk: Vendor security assessments and supply chain risk management
Legacy System Evaluation
Many financial institutions run on decades-old technology. We assess:
Technical Debt Quantification
What will it cost to modernize or maintain legacy systems?
Integration Complexity
How difficult will it be to integrate with acquirer systems?
Talent Dependencies
Who knows these systems? What's the key person risk?
Modernization Roadmap
What's the path to modern architecture and cloud enablement?
Navigate Financial Services Technology Complexity
From legacy core systems to modern fintech platforms, we provide the technical expertise your deal requires.